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Included when you’re buying: scoped strategy support to keep borrowing power and purchase decisions aligned Australia-wide.
Included with mortgage broking: finance-led buying guardrails.
The Alignment Advantage links your borrowing power, your loan structure, and your buying decisions, so you don’t buy yourself into a corner. You get clear lanes, lender-safe property guardrails, a walk-away budget, and a quick price sanity check when you’ve found a property
Mortgage broking remains the core service. The Alignment Advantage is included to reduce costly detours like policy surprises, valuation risk, and structure mistakes that shrink the next move
Included with mortgage broking: finance-led buying guardrails.
The Alignment Advantage links your borrowing power, your loan structure, and your buying decisions, so you don’t buy yourself into a corner. You get clear lanes, lender-safe property guardrails, a walk-away budget, and a quick price sanity check when you’ve found a property
Mortgage broking remains the core service. The Alignment Advantage is included to reduce costly detours like policy surprises, valuation risk, and structure mistakes that shrink the next move
What's included
Property and finance only work when they work together.
The Alignment Advantage keeps finance and property decisions aligned through our six strategy support layers. It’s included within your mortgage engagement and designed to reduce roadblocks before you commit.
It is not end-to-end buyer’s agent representation. It does not include sourcing, inspections, negotiation execution, or contract support. If you want execution, Alignment Advantage Plus is available as a paid upgrade.
We start with your goals, timeline, deposit or equity position, and risk profile, then structure finance to support the type of purchase you’re aiming for now and the next move later. This includes lender selection and loan structure decisions that reduce servicing surprises and keep your plan flexible.
What it isn’t: This is not a guarantee of borrowing power or approval, and it does not replace personal financial advice.If you tell us the state you’re focused on, we’ll share high-level market direction based on independent research and publicly available data, including performance trends and major infrastructure or demand drivers. The aim is to narrow your lanes so you spend time in markets that broadly fit your strategy.
What it isn’t: We can highlight promising suburbs, but you must complete your own due diligence and make the final decision. We don’t shortlist locations or properties for you.We’ll flag property types that may not suit your deposit position or lender policy, and explain the likely impact on lender choice, valuation risk, and minimum deposit requirements. This helps you avoid wasting time on properties that are harder to finance.
What it isn’t: This is not a legal or building assessment, and it does not confirm final lender acceptance for a specific property until a full application is assessed.If you are purchasing and you bring us a property you’re considering, we can complete a brief sense check using comparable sales and available property data to help you assess fair market value and price expectations. Where appropriate, we’ll indicate a clear walk-away number to reduce overpaying pressure.
What it isn’t: This is not a formal valuation, and it does not include inspections, due diligence coordination, submitting offers, or negotiating with selling agents.We help you set a clear budget ceiling and decision guardrails that match your borrowing capacity and risk profile, so you can act confidently without getting pulled into emotional overpaying. This keeps the finance plan and the property decision moving in the same direction.
What it isn’t: We do not provide buyer representation, auction bidding, or negotiation execution under The Alignment Advantage.If you want end-to-end buyer’s agent execution, you can upgrade to Alignment Advantage Plus. This is our paid service for mortgage broking clients who want one team across finance and buying, including sourcing, coordinating inspections on your behalf, deeper comparable analysis, negotiation execution, and contract support handled end-to-end. Fees are quoted after the brief.
What it isn’t: Plus is not included in The Alignment Advantage. It is a separate paid upgrade.
Want end-to-end buyer’s agent support?
If you want a team to source, coordinate inspections on your behalf, run comparable analysis in depth, and execute negotiation through to contract, that support sits under our full Buyer’s Agent service.
Alignment Advantage Plus is designed for mortgage broking clients who want one team across finance and buying, with the execution scoped and priced after the brief.
What's included
Property and finance only work when they work together.
The Alignment Advantage keeps finance and property decisions aligned through our six strategy support layers. It’s included within your mortgage engagement and designed to reduce roadblocks before you commit.
We start with your goals, timeline, deposit or equity position, and risk profile, then structure finance to support the type of purchase you’re aiming for now and the next move later. This includes lender selection and loan structure decisions that reduce servicing surprises and keep your plan flexible.
What it isn’t: This is not a guarantee of borrowing power or approval, and it does not replace personal financial advice.If you tell us the state you’re focused on, we’ll share high-level market direction based on independent research and publicly available data, including performance trends and major infrastructure or demand drivers. The aim is to narrow your lanes so you spend time in markets that broadly fit your strategy.
What it isn’t: We can highlight promising suburbs, but you must complete your own due diligence and make the final decision. We don’t shortlist locations or properties for you.We’ll flag property types that may not suit your deposit position or lender policy, and explain the likely impact on lender choice, valuation risk, and minimum deposit requirements. This helps you avoid wasting time on properties that are harder to finance.
What it isn’t: This is not a legal or building assessment, and it does not confirm final lender acceptance for a specific property until a full application is assessed.
If you are purchasing and you bring us a property you’re considering, we can complete a brief sense check using comparable sales and available property data to help you assess fair market value and price expectations. Where appropriate, we’ll indicate a clear walk-away number to reduce overpaying pressure.
What it isn’t: This is not a formal valuation, and it does not include inspections, due diligence coordination, submitting offers, or negotiating with selling agents.We help you set a clear budget ceiling and decision guardrails that match your borrowing capacity and risk profile, so you can act confidently without getting pulled into emotional overpaying. This keeps the finance plan and the property decision moving in the same direction.
What it isn’t: We do not provide buyer representation, auction bidding, or negotiation execution under The Alignment Advantage.If you want end-to-end buyer’s agent execution, you can upgrade to Alignment Advantage Plus. This is our paid service for mortgage broking clients who want one team across finance and buying, with sourcing, inspections, negotiation execution, and contract support handled end-to-end. Fees are quoted after the brief.
What it isn’t: Plus is not included in The Alignment Advantage. It is a separate paid upgrade.
It is not end-to-end buyer’s agent representation. It does not include sourcing, inspections, negotiation execution, or contract support. If you want execution, Alignment Advantage Plus is available as a paid upgrade.
Want end-to-end buyer’s agent support?
If you want a team to source, coordinate inspections on your behalf, run comparable analysis in depth, and execute negotiation through to contract, that support sits under our full Buyer’s Agent service.
Alignment Advantage Plus is designed for mortgage broking clients who want one team across finance and buying, with the execution scoped and priced after the brief.