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Borrowing power, lender strategy, and the right structure to support what comes next.
Bank
= One brand
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Single policy
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Limited structure
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Short-term fit
Broker
= The market
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Policy match
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Smart structure
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Future flexibility
Outcome: Structure that fits your goals today and later
What we review in an investor pre-approval
Investor pre-approval is not just about a number. It’s about choosing the right lender and structuring the loan so you can buy confidently now, and still have options for the next move. If you’re buying as part of the plan, The Alignment Advantage is included to help keep property decisions aligned with lender policy and your borrowing position.
At Right Street, we assess your borrowing power, lender policy fit, and the structure that best supports your strategy. We look at income, liabilities, buffers, deposit position, and how different lenders will treat your scenario.
Once the plan is clear, we manage the application end-to-end, from submission and supporting documents through to conditions and pre-approval confirmation.
The result? Pre-approval with clarity, structure, and the confidence to act quickly.
What we review in an investor pre-approval
Investor pre-approval is not just a number. It’s choosing the right lender and structuring the loan so you can buy with confidence now and keep options for the next move. If buying is part of the plan, The Alignment Advantage is included to keep property decisions aligned with lender policy and your borrowing position.
Right Street assesses your borrowing power, policy fit and loan structure, then manages the application end-to-end, from submission and documents through to conditions and pre-approval confirmation.
The result: pre-approval with clarity, structure and the confidence to act quickly.
When investor pre-approval is worth doing
If you’re planning to invest, pre-approval gives you certainty on budget and removes delays when the right property appears. If any of these points apply, it’s usually worth getting your numbers confirmed early.
Buying in the next 3–6 months
You want confidence on budget before you start inspecting
Using equity or a deposit strategy
You want clarity on how much you can access and how it impacts servicing
Interstate or non-standard property
You want to avoid lender surprises based on location or property type
Portfolio growth in mind
You want a structure that protects borrowing power for the next purchase
Self-employed or variable income
You want lender selection that suits how your income is assessed
Tight timelines or competitive market
You want to move quickly when the right deal appears
When investor pre-approval is worth doing
If you’re planning to invest, pre-approval gives you certainty on budget and removes delays when the right property appears. If any of these points apply, it’s usually worth getting your numbers confirmed early.
Buying in the next 3–6 months
You want confidence on budget before you start inspecting
Using equity or a deposit strategy
You want clarity on how much you can access and how it impacts servicing
Interstate or non-standard property
You want to avoid lender surprises based on location or property type
Portfolio growth in mind
You want a structure that protects borrowing power for the next purchase
Self-employed or variable income
You want lender selection that suits how your income is assessed
Tight timelines or competitive market
You want to move quickly when the right deal appears
Step 1: Strategy call
We confirm goals, timeline, deposit, and your investing plan
Step 2: Lender and structure
We select the right lender and design a structure that supports this purchase and the next move
Step 3: Application and documents
We prepare the submission and manage conditions and follow-ups
Step 4: Pre-approval confirmed
You receive a clear budget range and next steps to buy with confidence
How it works
We keep the process straightforward and structured. Here’s what happens from the first call through to confirmed pre-approval.
Borrowing power confirmed with a clear budget range
Investor-ready structure designed for future purchases
Lender selection based on policy fit, not guesswork
Application managed end-to-end through to pre-approval
What you get
Clarity now, flexibility later.
You’ll know your real borrowing position and what it means for your purchase budget. More importantly, you’ll have a lender strategy and structure that keeps the next move possible.
If you proceed, Right Street manages the process end-to-end, from lender selection and submission through to conditions and pre-approval confirmation. You stay informed at each step, without chasing banks or juggling paperwork.
1. Strategy call
We confirm goals, timeline, deposit, and your investing plan
2. Lender and structure
We select the right lender and design a structure that supports this purchase and the next move
3. Application and documents
We prepare the submission and manage conditions and follow-ups
4. Pre-approval confirmed
You receive a clear budget range and next steps to buy with confidence
What you get
Clarity now, flexibility later.
Borrowing power confirmed with a clear budget range
Investor-ready structure designed for future purchases
Lender selection based on policy fit, not guesswork
Application managed end-to-end through to pre-approval
You’ll know your real borrowing position and what it means for your purchase budget. More importantly, you’ll have a lender strategy and structure that keeps the next move possible.
If you proceed, Right Street manages the process end-to-end, from lender selection and submission through to conditions and pre-approval confirmation. You stay informed at each step, without chasing banks or juggling paperwork.
Want help securing the property too?
If you’re buying, ask about The Alignment Advantage. It’s scoped strategy support included within mortgage broking when you’re buying, designed to keep finance and purchase decisions aligned.
If you want end-to-end buyer’s agent execution, you can upgrade to Alignment Advantage Plus. This is where sourcing, coordinated inspections, negotiation execution and contract support are handled end-to-end.
Want help securing the property too?
It’s scoped strategy support included within mortgage broking when you’re buying, designed to keep finance and purchase decisions aligned.
If you want end-to-end buyer’s agent execution, upgrade to Alignment Advantage Plus. This is where sourcing, coordinated inspections, negotiation and contract support are managed end-to-end.